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Published:
2025-09-03
Updated:
2025-09-07
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Loans, debts, and decisions

Summary:

You're the CEO of the loan shark business that Stanley is running from. He runs into you while running.. what will you do?

Notes:

This is gonna be kinda weird but give it a chance, idk how to title stuff but the writing is better trust.

(See the end of the work for more notes.)

Chapter 1: Starting out strong

Chapter Text

Alex is walking down the street, her hips swaying as she does. Her shirt clings to her pudgy stomach. She just finished her coffee, which she spilled INTO her heels, feels disgusting. But then..
BAM.

Someone runs into her, the stranger is about 5’6, looks rough around the edges, his red coat looks worn out.

The man pulls her into an alley, totally not shady.

Alex suddenly is on high alert. Dark, shady alley, she wouldn’t be surprised if she just ran into a mass murderer.

Then.. the stranger covers her mouth, whispering the words “I’m sorry.”

Alex is confused, she goes to speak but can tell he wants her quiet, she’s not taking her chances with someone in an alley.

She then spots 3 figures coming down the alley ‘looks like I’m gonna have to fight.’ She thinks.

She takes a harder look at the faces, wait.. Rico?

Rico walks down the alley.. then he recognizes Alex. “Boss?”

The stranger’s eyes widen

Alex locks eyes with him. “Rico. What you you doing here?”

“D-doing my job” he stutters out

Alex glares at him sharply “is this who owes me?”

“Yes boss.”

Alex looks at the stranger “wait.. I recognize you.. if it isn’t Stanley pines, don’t you owe me thousands?”

Stanley tenses. “Please don’t-“

“Don’t worry, I won’t hurt you. Rico?”

Rico looks at her “yes boss?”

“How much does he owe?”

“10,247 dollars”

Alex pulls out her wallet and pays that amount in CASH.

Stanley is in shock.. she just paid his debt..

Rico is angry “boss! You can’t just-“

Alex glares at him “I can do whatever I want. You take orders from me. Understood?”

Rico cowers “yes boss”

Alex yells “THATS YES MA’AM!”

Rico flinches “yes ma’am!”

“Now go finish your work.”

“Yes ma’am..”

They all run away.

Stanley is surprised “wow.. you really scared them.. thank you ma’am, for everything.

Alex looks at him, her eyes softening at his fearful expression. “Oh please, call me Alex.”

Stanley tests out the name “Alex..”

Alex moves towards her car, not realizing he doesn’t know to follow. He thinks she’s leaving him with the rats in the alley. “What are you waiting on? Get in.”

Stanley looks surprised, but grateful. He goes to get in but he looks at the expensive, clean interior then back at himself. He looks so dirty and ragged next to her.. her ironed shirt and jeans, her heels, her expensive jewelry, god even her hair is perfect. He hesitates. “But I’m dirty..”

Alex looks at him, her expression shows her empathy. “Don’t worry about that.”

He gets in, shutting the door.

Chapter 2: Car rides

Notes:

Thank you for reading my stuff for whatever reason you chose to read my stuff

Hope you enjoy!

Chapter Text

As they’re driving down the road, Stanley has to ask. “Why?”

Alex raises an eyebrow “what do you mean?”

“Why did you help me?”

Alex smiles “because you look like you’ve been through enough. I figured giving you a shower, food, and somewhere to stay was the least I could do.”

Stanley is a bit shocked at the kindness but also.. been through enough?! What’s that supposed to mean?! But he stays quiet.

For the rest of the car ride, it’s fairly silent. Just road noise and faint breathing.

Then Alex pulls into the driveway of a 2 story house, fancy looking for the most part.

“Wow.. this is your house?”

Alex nods “yeah. Now why don’t you go ahead and shower? I’ll start to make dinner.”

Stanley heads off to shower.

Alex starts to make dinner.

When Stan gets out of the shower, Alex has cleaned his clothes and they’re ready for him.

He gets dressed and heads to the kitchen, where Alex has made some gnocchi.

“Help yourself.” She says.

Then the phone rings, Alex answers. “Hello?”

Rico’s voice comes through “hey I need a place to stay and-“

Alex is irritated. “Sure, but you’re sleeping on the couch.”

Rico sounds disappointed. “The couch? But it’s so uncomfyyyy. Why not the guest bedroom?”

“Someone’s staying there.”

“Ugh, your bed?”

Alex tenses and bites back “not a chance. Couch or nothing.”

“Fine.”

“See you in a bit Rico.” Alex hangs up, annoyed.

Stan looks concerned. “What’s wrong?”

Alex grumbles. “Rico’s crashing here for a few nights.”

Stan looks scared “uhh.. what now?”

“Yeah I’m just as thrilled” she says sarcastically. “Don’t worry, I’ll make sure he won’t bother you.”

Stan lets out a sigh of relief. “You seem tense..”

Alex realizes she’s letting that show. “Don’t worry about it.”

Chapter 3: Ugh.. Rico

Notes:

Rico’s here now so uh yay I guess. This should help develop Alex’s character a bit more.

WARNING: brief attempt at sexual assault, fat shaming, self hatred, smoking, and suicidal mentions.

Chapter Text

Knock knock knock.

“You have a key Rico.” Alex says, annoyed.

Door unlocks

“Aww sweetheart you didn’t open the door for me.” Rico says as he puts his hands on her waist from behind.

Alex immediately tenses up. “Hands off. Now.” She demands

Rico pouts and replies, not loosening his grip at all. “Oh come on sweetheart, don’t be a prude.”

Alex takes advantage of his loose grip and turns around, punching him square in the chin.

Rico falls to the ground, unconscious but still has a pulse.

“Don’t ever call me that again.”

Time skip to when Rico wakes up.

“What was that for?!”

Alex shrugs. “I told you not to call me that and to let go, you didn’t.”

“Jesus I didn’t think you’d do that.”

Alex sighs. “It’s late, let’s get some sleep. Or don’t. Don’t complain about being tired though.”

Alex goes to her room, a few minutes later, Rico barges in.

Alex sits up. “Get out!”

Rico smirks and climbs onto her bed. “Sweetheart.. it’s time I get my fill.”

Rico starts trying to undress her but Stan walks in.

“Hey Alex I- what are you doing?!”

Rico freezes “she wanted it!”

Alex is on the brink of snapping “I strictly said this room was off limits! Why would I randomly change my mind?!”

Stan sounds derisive. “Well you must’ve asked for-“

Alex snaps. “I NEVER WANTED ANY OF THIS! I DIDN’T ASK FOR MY WIFE TO LEAVE ME! I DIDN’T ASK FOR HIM TO COME ONTO ME! I DIDN’T ASK TO HAVE THIS VOID IN MY HEART THAT I FILL BY SPENDING ALL MY MONEY ON PEOPLE WHO OWE ME! I DIDN’T ASK TO BE FAT AND DISGUSTING! I DIDN’T WANT ANY OF THIS!”

Stan stutters “w-wife..? You had a wife?”

Tears well in her eyes. “Yes.. she was gorgeous.. caring, skinny, sweet, everything I’m not.”

Even Rico goes quiet..

Alex gets her pack of cigarettes and lighter. She puts a cigarette in her mouth, goes to light it. “Great it’s BROKEN!”

Stan says quietly “you shouldn’t smo-“

Alex snaps “yeah yeah you should quit smoking yada yada yada. If I could I would.”

“You can though.”

“What would you prefer? Me smoking or me dangling in the garage?”

“You.. your suicidal?”

“My wife left me because I was fat and ugly, Rico’s tried this so many times before, and no one actually loves me for more than my body but then when they see it they’re disgusted. What do you think?”

“I-I’m so sorry.”

Alex gets the cigarette lit. She smokes until she falls asleep. “Save it. Get out.”

Chapter 4: Drunk mistakes

Summary:

Drunk Alex, jerk Rico, sad Stan.

Notes:

WARNING: drunkness

Chapter Text

It’s been a few hours since Alex yelled at them. Alex is out of the house, probably at a bar somewhere. Stan is sitting on the couch, silent. Rico is looking through Alex’s stuff.

Rico gasps “yo dude look!”

“You shouldn’t look through her stuff.” Stan says.

Rico rolls his eyes. “Look.”

Stan looks, a picture of Alex in a 3 piece suit, with a woman in a wedding dress, Alex is smiling like they’ve never seen her smile.

“Woah.. is that her wife?”

“Seems like it.”

Then, Alex comes home, drunk. She stumbles over to Rico, thinking he’s her wife. “I’m sorry baby” she sits next to him, hugging his waist. “Wow your a lot firmer than I remember..”

Stan’s mouth is agape.

Rico takes advantage of the situation, stroking her hair. “It’s okay Alex, I forgive you.”

Alex tightens her grip on him. “Never leave me again okay Val?” Alex calls him ‘Val’ a nickname she gave her ex-wife ‘Valerie’

Rico’s eyes widen but he doesn’t say anything.

Stan disapproves with Rico taking advantage of Alex like this.

Alex snuggles closer. “My love I know you don’t like my weight right now, but I promise I’ll keep losing weight, I’m already down 40 pounds.”

That breaks Stan’s heart. She shouldn’t have to change.

Rico chuckles. “That’s right sweetheart.”

Alex looks up at him, her eyes hazy with alcohol. “Your voice is deeper than I remember.”

Rico glances at her. “I’ve always sounded like this.”

Alex shrugs. “Okay my love.” She pulls herself into his lap, but then she feels.. like something’s off. “Wait..” Alex reaches up and grabs Rico’s face. She squints at him before letting go. “I dunno.”

Stan feels sorry for Alex. He sees as she looks actually happy since she thinks she’s with her wife.

Rico is just enjoying the attention he’s getting from Alex.

Alex suddenly has an idea. “How about we do what we always do when one of us is upset? I’ll make your favorite dinner and you can choose what you want to watch okay?”

Rico just nods, playing the part.

Alex goes to the kitchen. Even in her drunk mind she remembers her wife’s favorite thing to do, even after 3 years.

Meanwhile.. Stan mutters to Rico.

Stan mutters “what do you think you’re doing?”

Rico shrugs and mutters back. “Enjoying it while it lasts.”

Stan grumbles “you’re wrong for this you know she’s vulnerable and you’re taking advantage of that.”

Rick rolls his eyes. “You’d do the same.”

Then.. Alex comes back with a plate of chicken and cheese quesadillas. “Here you go my love.”

Rico smiles and takes the plate, by dinner and movie, he thinks Alex and her wife would have some ‘fun’ after.

In reality, her and her wife would fall asleep in each other’s arms.

Rico gets annoyed but he still enjoys the attention. “Shouldn’t we head to the bedroom Alex?”

Alex looks at him. “What..? No.. never on nights where someone’s upset. You- you never wanted that before.”

Rico grumbles but eventually falls asleep.

Alex falls asleep soon after.

When Alex wakes up.. she’s in Rico’s arms, snuggled against him. She stumbles back. “What. What happened last night? I-I was with my wife!”

Stan’s heart shatters. “No.. Alex. Alex, listen to me.”

Alex turns to him.

Stan takes a deep breath. “Alex, you weren’t with your wife last night. You came home drunk and you thought Rico was your wife.”

Alex looks horrified. “Oh. My. God. That’s why everything was so different, why she was so insistent on sex, WHY DID NO ONE TELL ME?!”

Rico smirks. “Why would I stop you?”

Alex turns to Rico. “I hate you so much. You take advantage of my desperation, you eat my food, you UGH!”

Stan tries to comfort her while Rico is at work. “Hey.. you- you didn’t know.”

Alex sounds firm but sad. “I’m an idiot. I thought that was my wife. Like she came back.”

Stan looks full of pity. “You’re not an idiot. You miss your wife and you thought she came back.”

Tears stream down Alex’s face. “I miss her so much.. what did I say to him..?”

Stan sighs. “You apologized, promised you’d lose more weight, and gave him a movie night.”

Alex buries her head in her hands. “Jesus that’s pathetic. I’m pathetic.”

“You’re not pathetic, you’re hurting.”

Alex goes to work and Stan does some stuff around the house, since he doesn’t have a job.

Chapter 5: Giving up

Summary:

Alex finally gives in.

TW: sex

Chapter Text

Alex is sitting on the couch. She has a cigarette in one hand, an ashtray in the other. She takes a big puff and as she exhales the smoke, Rico walks in.

Rico sits next to her, a bit too close. “Smoking? Again?”

Alex rolls her eyes. “You got a problem?”

Rico chuckles. “Nah sweetheart.”

Alex looks at him “what do you want?”

“Straight to the point eh? Well sweetheart, I want you, me, and your bedroom.”

Alex sighs, resignation in her tone. “Just, let’s do it out here, Stan won’t be home for a while.”

Rico’s eyes widen. “Really? You’ll really have sex with me?”

“Yes.. I will.”

Rico immediately pushes her down and starts undressing her.

When Stan comes in, he sees Alex in nothing but undergarments pudge and all, Rico just in his boxers, locked in a passionate kiss, Alex’s legs wrapped around Rico.

Stan is shocked. “What is happening?!”

Rico looks back at Stan.

Alex is confused. “Why’d you stop? Did I do something wrong? Is it the extra fat? God I’m trying to fix that.” She immediately thinks she did something wrong or he hates her pudge.

Rico points at Stan.

Alex finally looks over. “Oh. Um, hey.”

Stan growls. “Is he forcing you-“

“No. I agreed to it.”

Stan’s mouth is wide in shock.

“Now can you like leave? We’re kinda in the middle-“

Stan snaps. “ARE YOU INSANE?! YOU’RE LETTING HIM DO THAT WITH YOU?!”

Alex flinches at the yelling; she immediately apologizes. “I-I’m sorry Stan I-“

Stan ignores that and keeps yelling.

Rico, who originally just wanted to have sex with his boss (Alex), actually starts to care about her. “Can’t you see you’re scaring her?”

Stan looks at Alex, who is still in a bra and underwear, is flinching at Stan’s every move.

Stan’s expression softens. “Look I- whatever.” He walks out to the guest bedroom.

Rico and Alex resume, well y’know.

After they’re done, Alex is laying on the couch, Rico laying on top of her.

Alex sighs. “I forgot how good it feels.”

“Sex?” Rico asks.

“No, being wanted.”

Rico raises an eyebrow. “Huh?”

“Before you just wanted sex, but now, you actually care. You noticed I was scared.”

Chapter 6: Worst work day ever.

Chapter Text

Alex comes into work. She sits in her office, one of her loan sharks comes in.

“Uhh.. boss?”

Alex doesn’t even acknowledge him. “What?”

“Rico brought a girl in, saying it’s his girlfriend.”

“Okay, tell him to come talk to me, and bring that girl. I wanna meet her.”

“Okay”

The guy brings Rico and his girlfriend in.

Rico looks confused. “Uhh boss? You asked to see me?”

Alex takes a sip of coffee. “Yeah, who’s that girl of yours?”

Rico smiles. “Oh yeah, her name’s Valerie.”

Alex nearly chokes on her coffee. She looks up. “Val?” She tries to act nonchalant, I mean she’s the boss after all. “Oh uh I mean, yeah, whatever.”

Rico looks confused. “What’s wrong boss?”

Alex can’t look either of them in the eyes. “Nothing. Just y’know, shocked.”

Rico shrugs and goes to leave, Valerie leans in and whispers in Alex’s ear. “I haven’t forgot you fatty. You haven’t lost much of that weight have you?”

Alex stutters. “I-I uhhh Val please.. we had so much chemistry.. I’ll get plastic surgery, I’ll lose the weight please..”

Valerie laughs. “How pathetic pig. Rico’s is much better. He’s a guy, he has abs, he wants a housewife, and he isn’t a lesbian.”

Once they leave, Alex starts chain smoking. One of her loan sharks comes in, coughing with how much smoke is in that room.

“Jesus boss, I can’t even breathe in here.”

“Want one?”

“Yeah.”

Alex hands him a cigarette.

“Thanks.”

After a while, Alex and her employee smoke till they both pass out. Which takes Alex wayyyy longer than the guy who this is his 3rd time smoking, which all have been with Alex.

Chapter 7: Walking in at a WRONG time

Notes:

TW: alcohol

Chapter Text

After a long day of work, Alex comes home to HER house. She unlocks the door. Upon entry, she sees Rico pinning Valerie on the couch underneath him, kissing her.

Alex freezes, just looking for a moment. “Jesus Rico you know better. Y’know what? Go to my bedroom, stay away from the right edge of the bed, you’ll roll off.”

Rico pauses. “Alex! I uh-“

Alex keeps up a stoic expression. “You heard me. Go.”

Rico is surprised. “Your- your bedroom? Ya sure Alex?”

“She’ll know her way around.” Alex mutters bitterly.

Rico is confused at the words. “What?”

“Forget I said anything. Just don’t do it out here okay?”

Rico nods. “Okay.”

Rico proceeds to take Valerie to Alex’s bedroom.

Alex finally breaks down, she grabs a bottle of whiskey and sits down.

Stan comes in. “You okay?”

Alex masks it again. “Yeah, yeah, I’m fine. Just having a drink that’s all.”

Stan sits next to her. “You’re downing a whole bottle of whiskey. What’s going on?”

Alex sighs. “Y’know that ex-wife of mine I mentioned?”

“Yeah?”

“Well she’s in the other room, underneath him.”

Stan sounds sad “oh.. I’m sorry.”

Alex leans against him, her emotions less hidden as she drinks more and more.

He holds her close against his chest.

She mutters against him. “I just want to be loved.. I thought she was the person.. but I was wrong. I’m an idiot for thinking someone could love me. With my stretch marks, and extra fat, and just.. just everything. My drinking, my smoking. Why am I unlovable?”

Stan’s heart breaks. “Your not an idiot and your sure not unloveable.”

“How would you know?”

“Because I love you!” The words fly out of Stan’s mouth before he can stop them.

Alex looks up at him, her eyes glassy. “You love me? Despite my looks, despite my habits, you love me?”

Stan nods. “Yes and I can’t stand to see you talk about yourself this way. You’re gorgeous, head to toe.”

Alex clings to him, tears pricking at the corner of her eyes. “Promise you won’t leave me. Promise that when you see my full body on display in front of you, you won’t be disgusted. Please.. I don’t want to be left again. So tell me now is this is for some twisted joke or if you pity me.”

Stan holds her closer. “Promise.”

“Who promises me?”

“I do.”

Alex sets the bottle of whiskey down, about 3 cups of it left for once. And for the first time in a while, she’s hopeful someone might actually love her.

Chapter 8: Buying hearts

Chapter Text

Alex and Stan have started dating.

One day, Alex and Stan are in bed, about to get in on. But then, Stan sees Alex has started her period.

“Uh.. Alex?”

“Yes my love?”

Stan gestures at the stain on Alex’s pants.

Alex looks down and she starts panicking. “Oh my god.. I-I can make this work I promise! I have a mouth, I have hands, if you want I’ll pay someone for you tonight, I’ll make sure they’re pretty and-“

Stan stops her. “Woah, baby, calm down. It’s okay. We don’t have to do anything.”

That doesn’t ease the panic in her eyes. In her mind, all she has to offer is sex and money. She doesn’t think she’s pretty, she doesn’t think anyone would want her for her personality, so she thinks like that.

Meanwhile Stan loves everything about her, not just money and sex.

“We can just cuddle and watch some movies.”

Alex looks so surprised. “What..? You- you’re okay with that?”

“Of course darlin’” he says with that sweet New Jersey accent.

Alex melts into him. “God.. I love you..”

“Honey it’s the bare minimum.”

“What.. no.. normally, a person in your situation would ignore what I actually want and force me to do something with them anyway.”

“That’s not normal..”

Alex falls asleep as they watch the movie.

Chapter 9: An alcoholic’s downfall

Chapter Text

Alex comes home from the bar, Stan, Rico, and Valerie are all on her couch, watching something.

Alex is super drunk. She sits in Stan’s lap, too drunk to remember her insecurities about being too heavy.

Stan’s wanted her to sit on his lap for quite a while now but she was always too insecure to want to.

Alex kisses him “hehe I loveee you baby.”

Seeing Alex all over Stan makes Valerie remember the times Alex would come home drunk and just be super caring and giggly. She misses Alex.. but Alex is with Stan and she’s with Rico. They can’t be together. No way.

Then, Alex gets annoyed with the football game and she starts yelling.

Rico and Stan have seen Alex get violent drunk before, Valerie only has seen fluffy, giggly drunk from Alex.

“How much you wanna bet she breaks a bottle and throws it at one of us?” Rico asks Stan.

“I’d bet my life savings but that’s only like 3 bucks.” Stan replies

Valerie looks shocked. “B-breaking and throwing things? That’s not like Alex..”

Stan and Rico look at each other then burst out laughing.

“What’s so funny?” Valerie asks.

“It’s just, you said something ridiculous. You really think Alex wouldn’t throw something?”

“Well no.. when I was with her, she’d be all loving and giggly.”

“Wait you were with her?”

“Well yeah I’m the ex-wife she talks so much about.”

Alex then gets mad, breaks the closest empty whiskey bottle, and indeed, throws it at Stan. She’s like some abusive girlfriend.

Valerie looks horrified.. this isn’t the Alex she knows..

Alex starts screaming “SHUT UP AND SIT DOWN!!”

Valerie tries to talk to Alex. “Alex please-“

Alex doesn’t stop, she’s too drunk to care.

Valerie does the one thing she thinks with shut Alex up. She pulls her into a kiss.

Alex goes silent and kisses her back.

Rico and Stan are in shock. Their girlfriends are kissing each other.

Alex pulls away. “Val.. you.. you still love me?”

“Yes Alex. I do.”

Alex breaks down crying.

Valerie can see in her eyes.. Alex’s yearner side hasn’t changed a bit.

Alex sobs, collapsing to her knees in front of her. “Please.. I don’t want to be this way.. I don’t want to be an alcoholic. Or a smoker, or fat, or ugly, or or or-“

Valerie shushes her. “Shhh baby it’s okay..”

Alex is genuinely begging on her knees to be loved.. Stan and Rico are just laughing at her but she doesn’t care. She just wants Valerie’s love again.

“I love you.” Valerie says. “Let’s get remarried.”

Then.. Alex sits up in her bed, Stan next to her, asleep.

“It was just a dream.. she still hates you fatty.” Alex whispers to herself. She can hear Rico and Valerie going at it in the other room. She holds her knees close to her face, sobbing silently.

Stan wakes up hours later, sees Alex smoking out of the porch. “Smoking again baby?”

Alex doesn’t turn to him. “Shut up.”

Then he sees Alex is putting the cigarette out on herself. “That’s.. that’s burning your skin..”

Alex rolls her eyes. “Oh please, boss used to do this all the time to me.”

Alex used to be under the old boss’s control until he died and she took over. He would abuse her physically and emotionally. He would hit her, force her to be his ashtray, make her feel worthless, and he would call her 8-ball for whatever reason. She still has no clue why.

Stan looks petrified. “That’s.. what?”

Alex just shrugs, brushing him off. “I dunno.”

Stan is in disbelief. “What do you mean ‘I dunno’ you have to know!”

Alex just rolls her eyes. “Stop bugging me with ya?”

Stan feels guilty so he just goes silent.

Notes:

YOU MADE IT! I'll probably lose motivation soon but I will get as much done as I can before the burnout.